1. ACCEPTANCE OF TERMS

By using our website or submitting your information, you confirm that you are at least 18 years of age and legally able to enter into this agreement.
If you are accessing our site on behalf of a company or organization, you represent that you have authority to bind that entity to these Terms.

2. OUR SERVICES

Legacy for Heroes LLC provides affordable life insurance options for veterans, first responders, and healthcare professionals.
We are an independent insurance brokerage and do not represent any single carrier. Product availability and pricing may vary based on state regulations and underwriting guidelines.

3. USER RESPONSIBILITIES

You agree to use our website and services only for lawful purposes and in accordance with these Terms.
You will not:

• Use our site to submit false or misleading information.

• Attempt to gain unauthorized access to systems, data, or networks.

• Copy, distribute, or modify any content on our website without written permission.

4. INFORMATION YOU PROVIDE

When you submit personal information (such as your name, phone number, email, or contact preferences), you agree that all information provided is accurate and complete.
Your use of our website and submission of data are also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

5. INTELLECTUAL PROPERTY RIGHTS

All content, graphics, design, text, logos, and other materials on our website are owned or licensed by Legacy for Heroes LLC and are protected under applicable copyright and trademark laws.

You may view or print content for personal use only. Reproduction, distribution, or modification of our materials without express written consent is prohibited.

6. THIRD-PARTY LINKS AND SERVICES

Our website may include links to third-party websites or services. These are provided for convenience and informational purposes only.

We do not control, endorse, or assume responsibility for the content, products, or services offered by third parties. You access third-party links at your own risk.

7. DISCLAIMER OF WARRANTIES

The information provided on our website is offered “as is” and “as available.”
While we strive to provide accurate and up-to-date information, we make no warranties, express or implied, regarding:

• The accuracy or completeness of the information.

• The reliability or availability of the website.

• The suitability of services for your specific needs.

Insurance coverage and eligibility are determined solely by licensed insurance carriers and subject to their underwriting guidelines.

8. LIMITATION OF LIABILITY

To the maximum extent permitted by law, Legacy for Heroes LLC, its officers, employees, and affiliates are not liable for any indirect, incidental, or consequential damages arising from:

• Your use or inability to use our website or services;

• Any errors, inaccuracies, or omissions in content;

• Any unauthorized access to or use of your personal information.

Your sole remedy for dissatisfaction with our website is to stop using it.

9. INDEMNIFICATION

You agree to indemnify and hold harmless Legacy for Heroes LLC, its affiliates, and its representatives from any claims, losses, damages, or expenses (including attorney’s fees) resulting from:

• Your violation of these Terms;

• Your misuse of the website or services;

• Your infringement of third-party rights.

10. PRIVACY POLICY

Your use of our website is also governed by our Privacy Policy, which explains how we handle and protect your personal data.
You can review it here: Privacy Policy.

11. GOVERNING LAW

These Terms shall be governed by and interpreted in accordance with the laws of the State of Arizona, without regard to its conflict of law principles.
Any legal action or proceeding arising under these Terms shall be brought exclusively in the state or federal courts located in Maricopa County, Arizona.

12. TERMINATION

We reserve the right to suspend or terminate your access to our website at any time, for any reason, including if we believe you have violated these Terms.

13. UPDATES TO THESE TERMS

We may update or revise these Terms from time to time to reflect changes in our business practices or legal requirements.
The updated version will be posted on this page with a revised “Last Updated” date. Your continued use of the website constitutes acceptance of the revised Terms.

14. CONTACT INFORMATION

If you have any questions or concerns about these Terms and Conditions, please contact us at:

Legacy for Heroes LLC
7500 N Dreamy Draw Dr
Phoenix, AZ 85020

 480-435-1588
CoverageByScott@gmail.com
www.legacyforheroes.com